.hero-inner {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 40px;
    align-items: center;
    padding: 80px 0;
}

.hero-badge {
    background: #e7f1ff;
    color: #007bff;
    padding: 5px 15px;
    border-radius: 20px;
    display: inline-block;
    font-weight: 600;
    margin-bottom: 20px;
}

.hero-card {
    background: #fff;
    padding: 30px;
    border-radius: 15px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
    border: 1px solid #f0f0f0;
}

.hero-metrics {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin: 25px 0;
    border-top: 1px solid #eee;
    padding-top: 20px;
}

.metric-label {
    font-size: 0.75rem;
    color: #777;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.metric-value {
    font-weight: 700;
    font-size: 0.95rem;
    margin-top: 5px;
    color: #333;
}

.trust-strip {
    background: #f8f9fa;
    padding: 30px 0;
    border-top: 1px solid #eee;
}

.trust-logos {
    display: flex;
    justify-content: space-around;
    opacity: 0.7;
    font-weight: 600;
    margin-top: 15px;
}

/* RESPONSIVE */

@media (max-width: 992px) {
    .hero-inner {
        grid-template-columns: 1fr;
    }
}


/* GRID & CARDS */

.grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 50px;
}

.card {
    background: #ffffff;
    padding: 40px;
    border-radius: 12px;
    border: 1px solid #eaeaea;
    transition: transform 0.3s ease;
}

.card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.05);
}

.card-icon {
    width: 50px;
    height: 50px;
    background: #007bff;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    border-radius: 8px;
    margin-bottom: 20px;
    font-size: 2rem;
}

.section-header.text-center {
    max-width: 800px;
    margin: 0 auto 40px;
    text-align: center;
}

/* SECTIONS */

.section.white {
    background-color: #ffffff;
    padding: 80px 0;
}

.section.light {
    background-color: #f8f9fa;
    border-top: 1px solid #eee;
    border-bottom: 1px solid #eee;
}

.section-header h2 {
    font-size: 2.5rem;
    margin-bottom: 15px;
    color: #1a1a1a;
}

/* STEPS */

.steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin-top: 40px;
}

.step-card {
    background: #fff;
    padding: 30px;
    border-radius: 10px;
    position: relative;
    border-left: 4px solid #007bff;
}

.step-number {
    width: 35px;
    height: 35px;
    background: #007bff;
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    margin-bottom: 15px;
}

.step-title {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 10px;
    color: #333;
}

.step-text {
    font-size: 0.95rem;
    line-height: 1.6;
    color: #555;
}

/* BAND / CTA STRIP */

.band {
    background: #007bff;
    color: #ffffff;
    padding: 50px 0;
    margin: 40px 0;
}

.band-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 30px;
}

.band-title {
    font-size: 1.8rem;
    font-weight: 700;
    margin-bottom: 5px;
}

.band-text {
    font-size: 1.1rem;
    opacity: 0.9;
}

.band .btn-primary {
    background: #ffffff;
    color: #007bff;
    border: none;
    padding: 15px 30px;
    font-weight: bold;
}

.band .btn-primary:hover {
    background: #f0f0f0;
    color: #0056b3;
}

/* FORM */

.form-layout {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 60px;
    padding: 80px 0;
}

.form-panel {
    background: #fff;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.05);
}

.form-group-label {
    font-weight: bold;
    text-transform: uppercase;
    font-size: 0.8rem;
    color: #007bff;
    margin: 30px 0 15px;
    border-bottom: 1px solid #eee;
    padding-bottom: 5px;
}

.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.field.full-width {
    grid-column: span 2;
}

.field label {
    display: block;
    margin-bottom: 5px;
    font-weight: 600;
    font-size: 0.9rem;
}

.field input,
.field select,
.field textarea {
    width: 100%;
    padding: 12px;
    border: 1px solid #ddd;
    border-radius: 6px;
}

.hint {
    font-size: 0.75rem;
    color: #888;
    display: block;
    margin-bottom: 5px;
}

/* FAQ */

.faq {
    max-width: 800px;
    margin: 40px auto;
}

.faq details {
    background: #f9f9f9;
    padding: 15px 20px;
    border-radius: 8px;
    margin-bottom: 10px;
    border: 1px solid #eee;
    transition: all 0.3s ease;
}

.faq summary {
    font-weight: 600;
    cursor: pointer;
    list-style: none;
    position: relative;
    padding-right: 30px;
    font-size: 1.1rem;
    color: #333;
}

.faq summary::-webkit-details-marker {
    display: none;
}

.faq summary::after {
    content: "+";
    position: absolute;
    right: 0;
    font-size: 1.4rem;
    color: #007bff;
}

.faq details[open] {
    background: #fff;
    border-color: #007bff;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
}

.faq details[open] summary::after {
    content: "−";
}

.faq details p {
    margin-top: 15px;
    line-height: 1.6;
    color: #555;
    border-top: 1px solid #eee;
    padding-top: 15px;
}

/* FINAL CTA */

.cta-final {
    max-width: 850px;
    margin: 0 auto;
    padding: 60px 0;
    text-align: center;
}

.cta-final h2 {
    font-size: 2.8rem;
    line-height: 1.2;
    margin: 20px 0;
    color: #111;
}

.cta-final p {
    font-size: 1.2rem;
    color: #444;
    margin-bottom: 30px;
}

.cta-action {
    margin-top: 18px;
}

/* RESPONSIVE */

@media (max-width: 992px) {
    .grid-3 {
        grid-template-columns: repeat(2, 1fr);
    }

    .form-layout {
        grid-template-columns: 1fr;
    }

    .form-grid {
        grid-template-columns: 1fr;
    }

    .field.full-width {
        grid-column: span 1;
    }
}



@media (max-width: 600px) {
    .grid-3 {
        grid-template-columns: 1fr;
    }
}


@media (max-width: 768px) {
    .grid-3 {
        grid-template-columns: 1fr;
    }

    .band-inner {
        flex-direction: column;
        text-align: center;
    }
    
    
}